1. Purpose and Scope

Bink.bet is committed to the highest standards of Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) compliance. This policy outlines the procedures we have implemented to prevent our platform from being used for money laundering, terrorist financing, or other financial crimes.

This policy applies to all employees, contractors, agents, and third-party service providers of Bink.bet, and covers all products, services, and transactions on the Platform.

2. Know Your Customer (KYC)

We verify the identity of all customers before they can deposit, wager, or withdraw on the Platform. KYC verification is required at registration. Enhanced due diligence may be triggered by activity thresholds, unusual patterns, or risk indicators.

Customers who fail to complete KYC within the required timeframe will have accounts restricted until verification is successfully completed.

3. Identity Verification

We require valid government-issued photo ID (passport, national ID, or driver's license) plus proof of address dated within the last three months. For enhanced due diligence, we may ask for proof of source of funds, source of wealth, employment, or tax records.

4. Transaction Monitoring

We employ automated transaction monitoring that analyzes all financial activity in real time. Monitoring parameters include unusually large transactions, rapid fund movement with minimal play, structuring to avoid reporting thresholds, and inconsistencies between wagering and deposits.

Flagged transactions are reviewed within 24 hours. Accounts may be temporarily suspended pending investigation.

5. Suspicious Activity Reporting

All staff must report known or suspected money laundering or terrorist financing to the designated Money Laundering Reporting Officer (MLRO). The MLRO files Suspicious Activity Reports (SARs) with the relevant Financial Intelligence Unit when appropriate.

SARs are confidential. Tipping-off the subject of a SAR is prohibited.

6. Record Keeping

We retain all KYC documents, transaction records, internal and external SARs, training records, and risk-assessment documentation for at least five years from the date of the transaction or end of business relationship.

7. Risk Assessment

We conduct regular risk assessments covering customer, geographic, product, and channel risk. Customers are assigned risk ratings (low, medium, high). High-risk customers face enhanced due diligence, more frequent monitoring, and senior approval for onboarding.

8. Staff Training

All employees and relevant contractors receive AML and CTF training at onboarding and at least annually. Training covers suspicious-activity recognition, internal reporting, legal obligations, KYC procedures, and recent trends in financial crime.

9. Regulatory Compliance

We comply with the Bank Secrecy Act, the EU AML Directives, and the UK Proceeds of Crime Act 2002. Our AML program is subject to independent audit at least annually.

10. Cooperation with Authorities

We cooperate fully with law enforcement, financial intelligence units, and other competent authorities. We respond to all lawful requests in a timely manner.

11. Contact

Questions about this AML Policy: [email protected].

Account Self-Deletion — Updated October 6, 2026

For permanent self-deletion, open Settings > Account Deletion and select Delete Account. This starts a 24-hour cooldown and an account service email notice. The button is blue during the countdown. Your account remains open, subject to existing restrictions, and is never deleted automatically. Repeated requests do not restart the timer.

After the full 24 hours, return to Settings. The button turns red and opens a final confirmation. Keep my account closes the confirmation without deleting the account or resetting the cooldown. Only Yes, permanently delete completes self-deletion. Final deletion signs you out, revokes refresh sessions and permanently blocks that account for self-deletion; it cannot be restored or signed into. Redeem any eligible Bink Cash before confirming. Closure does not initiate a redemption.

Bink-stored KYC submissions and uploaded identity documents remain subject to the existing minimum five-year AML/KYC retention policy; account closure does not purge them. Financial, gameplay and ledger audit records and the closure record remain where needed for lawful compliance, security, accounting or dispute purposes. Account deletion is not a promise that every record, including independent-provider records, is immediately destroyed. See the Privacy Policy for deletion, anonymization and retention information. The cooldown does not change applicable privacy-request deadlines or delay self-exclusion.

If you cannot access Settings, use the support-assisted deletion request page or contact [email protected]. That separate route requires ownership verification and staff review; its submission does not start the Settings cooldown. Partial-data requests do not close the account. Any earlier reference in this stored policy to contacting support for closure describes that assisted route; the Settings procedure is the self-deletion process above.